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This book is not a substitute for FCRA, 2010 and FCRR, 2011. I have tried to interpret the provisions of the Act/Rules from a common-sense point of view of their application in dealing with real situations. Readers are requested to refer to the Act and the Rules, as amended from time to time, wherever any doubt arises or any reference to any provision of the Act or the Rule has been made because the interpretations may not necessarily be the views of the Ministry of Home Affairs (MHA). The views of MHA will prevail wherever there is any doubt about any interpretation of the provisions of the Act/Rules.
J.K. Chattopadhyay
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